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Unfortunately, the large size, plethora of features and comfortable passenger and driver experience may not translate into the safety ratings you’d expect.
Unfortunately, if the safety ratings are low, you could be in for a shock when you insure your new SUV.
Therefore, it is always important to check the vehicle’s safety rating at the Insurance Institute for Highway Safety’s (IIHS) website before making a purchase or leasing a vehicle.
Cars with higher safety ratings may receive lower car insurance quotes. To find out, try using our free comparison tool for your next SUV.
The IIHS compiles real data through detailed scientific studies in order to determine the following:
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When it comes to midsize luxury SUVs, two of the most well-known brands are Cadillac and BMW. According to IIHS, the Cadillac XT5 is a 2017 top safety pick while the BMW X3 and X5 are not top safety picks, even though they are in the same class as the Cadillac XT5.
The IIHS assesses five crash factors plus headlights and latch. Depending on how the vehicle fared in each test, it is given one of the following ratings:
Cadillac and BMW were both put through the IIHS’s crashworthiness and safety tests, and the vehicles did not score the same in spite of being in the same vehicle category.
The 2017 Cadillac XT5 scored “Good” in all five crashworthiness tests.
This means that Cadillac XT5 drivers and passengers are:
The roof also has a 3.25 strength-to-weight ratio.
The BMWX3 rated “Good” in the front moderate crash test and the side crash test as well as for the roof strength and head restraints and seat test. The BMWX3 received no rating for the front small overlap test.
The BMWX5 received no ratings in the front small overlap crash test, the roof strength test and the head restraints and seat test. In the front moderate crash test and the side crash test, the BMWX5 received “Good” ratings.
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Crash avoidance and mitigation includes the tests for crash prevention and the ability of the headlights to illuminate straight and curved roads.
The Cadillac XT5 received a “Superior” rating for its crash prevention system and a “Marginal” rating for its headlights with a note for optional equipment.
The BMWX3 received a rating of “Superior” for its front crash prevention system and a “Marginal” rating for its headlights with no additional notes.
The BMW X5 received a “Superior” rating for its crash prevention system and an “Acceptable” rating for its headlights with no additional notes.
The Child Seat Anchors test (LATCH) determines how easy it is for parents to install car seats into the vehicle.
When it comes to receiving the 2017 Top Safety Pick+, the vehicle must receive “Good” ratings in each of the crashworthiness tests as well as high ratings for headlights and crash prevention.
None of the SUV makes and models met the requirements to receive the 2017 Top Safety Pick+ award. The Cadillac XT5 did receive the 2017 Top Safety Pick award.
In order to qualify, the vehicle must receive “Good” ratings in each of the five crashworthiness tests as well as a rating of Advanced or higher on the crash prevention test.
The BMW X3 did not qualify for either award because the front small overlap test was not rated, and the BMW X5 did not receive a safety award due to not having ratings for front small overlap, roof strength, and head restraints and seats.
The Cadillac XT5 is safer than both the BM3 and BMW5. The Cadillac XT5 earned the 2017 Top Safety Pick Award and had “Good” ratings in all five of the crashworthiness tests.
The SUV also received a “Superior” rating in front crash prevention. The vehicles were rated “Marginal,” and the LATCH received an “Acceptable” rating.
The BMW X3 and X5 are both missing safety ratings in critical areas, which could mean you’d be more at risk for suffering a serious injury in a crash.
These cars may also be more expensive to insure. To get free quotes for your new midsize luxury SUV, you should use our free comparison tool below!