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Santa Clarita, CA average annual auto insurance rates are above average when compared to other cities in California. But, surprisingly, they are about $1,300 cheaper than Los Angeles which is about 45 minutes to the southeast.
You can save on Santa Clarita, California auto insurance by shopping around, comparing rates, and looking for discounts, and we can help. Below you’ll find information on how to get cheap auto insurance in Santa Clarita, California for every age, credit history, and driving record.
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ZIP codes will play a major role in your car insurance rates because factors like crime and traffic are calculated by ZIP code. Check out the monthly Santa Clarita, California auto insurance rates by ZIP Code below:
You might find yourself asking how does my Santa Clarita, California stack up against other top US metro areas’ auto insurance rates? We’ve got your answer below.
Ready to find affordable auto insurance in Santa Clarita, CA? Enter your ZIP code above to get started.
The cheapest auto insurance company in Santa Clarita, based on average rates, is USAA; however, USAA offers auto insurance only to military affiliates. GEICO is the next cheapest auto insurance company.
Which Santa Clarita, CA car insurance company has the best rates? And how do those rates compare against the average California car insurance company rates? We’ve got the answers below.
The top auto insurance companies in Santa Clarita, CA, ranked from cheapest to most expensive annual auto insurance rates are:
There are a lot of factors that determine your auto insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.
Santa Clarita, CA car insurance rates by company and age is an essential comparison because the top car insurance company for one age group may not be the best company for another age group.
Your coverage level will play a major role in your Santa Clarita car insurance rates. Find the cheapest Santa Clarita, CA car insurance rates by coverage level below:
Your credit score will play a significant role in your Santa Clarita car insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, Massachusetts, and North Carolina. Find the cheapest Santa Clarita, CA car insurance rates by credit score below.
Factors affecting car insurance rates in Santa Clarita, CA may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Santa Clarita, California car insurance.
These states are no longer using gender to calculate your car insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a major factor because young drivers are often considered high-risk. CA does use gender, so check out the average monthly car insurance rates by age and gender in Santa Clarita, CA.
All Santa Clarita drivers have to meet the California state law minimum requirements to buy auto insurance.
In California, you have to carry at least:
It’s recommended that most drivers carry more than the state minimum.
Santa Clarita is the 18th largest city in California and about a 45-minute drive northwest of Los Angeles. Let’s take a look at how Santa Clarita auto insurance rates compare to other cities in California.
INRIX doesn’t rank Santa Clarita but it does rank Los Angeles as the 6th most congested city in the U.S. Santa Clarita is northwest of Los Angeles, so traffic heading to a larger city can affect auto insurance rates.
City-Data reports an average commute time for Santa Clarita is 35 minutes.
Auto theft in Santa Clarita also affects rates. The Federal Bureau of Investigation lists 410 auto thefts in a city population of 216,350. That’s a rate of 95 cars stolen per 100,000 population.
Santa Clarita has fairly average auto insurance rates compared to other cities of its size in California, but you can still save by shopping around and comparing.
Before you buy auto insurance in Santa Clarita, CA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Santa Clarita, CA auto insurance quotes.